Credit reports; freezing access thereto, penalty. (HB34)

Introduced By

Del. Bob Tata (R-Virginia Beach)

Progress

Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Description

Freezing access to credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »

Outcome

Bill Has Failed

History

DateAction
12/08/2005Prefiled and ordered printed; offered 01/11/06 067058524
12/08/2005Referred to Committee on Commerce and Labor
01/18/2006Assigned to Commerce and Labor sub-committee: Financial Institutions (Dudley)
01/19/2006Fiscal impact statement from DPB (HB34)
02/07/2006Incorporated by Commerce and Labor (HB1508-Plum)