Chief Patron

Sen. Brandon Bell (R-Roanoke)

Brandon Bell (R-Roanoke)
Served: 2004–

Status

Bill is Dead
View Entire History

Summary

Identity theft; security freezes; penalty.  Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $ 10 for each freeze or removal. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act.   View Full Text »