Tracking Virginia’s General Assembly
since 2007.
HB2804: Credit reports; authorizes an individual over age 65 to freeze thereto.
Chief Patron
Del.
Kathy Byron (R-22)
Kathy Byron
(R-22)
Lynchburg, VA
Served: 1998–
Progress
| Introduced | |
| Passed Committee | |
| Passed House | |
| Passed Senate | |
| Signed by Governor | |
| Became Law |
Status
Bill is Dead
Summary
Identity theft; security freezes. Authorizes an individual who is over the age of 65 to freeze access to his credit report. If such a person has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the person’s express authorization. The measure provides a means by which a consumer can release his report permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a fee not to exceed $20 for each freeze, removal of the freeze, or temporary lift of the freeze. A violation of this measure is a prohibited practice under the Virginia Consumer Protection Act.
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