SB805: Credit report; individual who is victim of identity theft may freeze access thereto.

Chief Patron

Sen. Toddy Puller (D-36)

Status

Bill is Dead

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Summary

Security freezes on credit reports; penalty.  Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $10 for each freeze, removal of the freeze, or temporary lift of the freeze. A violation is a prohibited practice under the Consumer Protection Act.

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