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Search 2008 Bills:

HB345: Credit reports; authorizes an individual to freeze access thereto.

Chief Patron

Del. Ken Plum (D-36)

Ken Plum (D-36)
Reston, VA
Served: 1982–

Progress

Yes Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Status

01/14/2008: In Commerce and Labor Committee

View Entire History

Summary

Credit reports; freezing access.  Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. Violations are a prohibited practice under the Consumer Protection Act.

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Video

Votes were cast on this bill on the following dates for which Richmond Sunlight has video: 01/14/2008, 01/29/2008 and 01/29/2008.

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Bill Text

Related Bills

  • HB175
    Introduced: December 26, 2007
    Status: in subcommittee
    : Credit reports; authorizes military personnel and their spouses to freeze access thereto.
  • HB16
    Introduced: November 27, 2007
    Status: in subcommittee
    : Credit reports; authorizes an individual to freeze access thereto.
  • HB35
    Introduced: December 04, 2007
    Status: in subcommittee
    : Credit reports; authorizes consumer to freeze access thereto.
  • HB4
    Introduced: November 19, 2007
    Status: in subcommittee
    : Credit reports; authorizes consumer to freeze access thereto.
  • HB785
    Introduced: January 08, 2008
    Status: in subcommittee
    : Credit reports; authorizes consumer to freeze access thereto.
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