Tracking Virginia’s General Assembly
since 2007.
HB345: Credit reports; authorizes an individual to freeze access thereto.
Chief Patron
Del.
Ken Plum (D-36)
Ken Plum
(D-36)
Reston, VA
Served: 1982–
Progress
| Introduced | |
| Passed Committee | |
| Passed House | |
| Passed Senate | |
| Signed by Governor | |
| Became Law |
Status
01/14/2008: In Commerce and Labor Committee
Summary
Credit reports; freezing access. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. Violations are a prohibited practice under the Consumer Protection Act.
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Votes were cast on this bill on the following dates for which Richmond Sunlight has video: 01/14/2008, 01/29/2008 and 01/29/2008.
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