Tracking Virginia’s General Assembly
since 2007.
HB607: Credit reports; authorizes consumer to freeze access thereto.
Chief Patron
Del.
Al Eisenberg (D-47)
Al Eisenberg
(D-47)
Arlington, VA
Served: 2004–
Progress
| Introduced | |
| Passed Committee | |
| Passed House | |
| Passed Senate | |
| Signed by Governor | |
| Became Law |
Status
01/25/2008: In Commerce and Labor Committee
Summary
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze; however, victims of identity theft shall not be charged a fee. Violations are a prohibited practice under the Consumer Protection Act.
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Votes were cast on this bill on the following dates for which Richmond Sunlight has video: 01/25/2008, 01/29/2008 and 01/29/2008.
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This bill is being tracked by JWS, John S., NoVA UU Legislative Outreach and Donald L.
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