Credit reports; authorizes consumer to freeze access thereto. (HB785)
Introduced By
Del.
Bob Brink (D-Arlington)
Bob Brink
(D-Arlington)
Served: 1998–
Progress
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Introduced |
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Passed Committee |
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Passed House |
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Passed Senate |
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Signed by Governor |
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Became Law |
Description
Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze or removing a freeze; however, victims of identity theft shall not be charged a fee and a fee shall not be charged for temporarily lifting a freeze. A system shall be in place by September 1, 2008, to allow for a security freeze to be removed or lifted within 15 minutes if a request is received through an electronic contact method. Violations are a prohibited practice under the Consumer Protection Act. View Full Text »
Status
01/29/2008: Awaiting a Vote in the Commerce and Labor Committee
View Bill's History
Video
Votes were cast on this bill on the following dates for which Richmond Sunlight has video: 01/25/2008.
