HB897: Credit reports; authorizes consumer to freeze access thereto.

Chief Patron

Del. Matt Lohr (R-26)

Matt Lohr (R-26)
Harrisonburg, VA
Served: 2006–

Progress

	Introduced
	Passed Committee
	Passed House
	Passed Senate
	Signed by Governor
	Became Law

Status

01/25/2008: In Commerce and Labor Committee

View Entire History

Summary

Security freezes on credit reports; penalty.  Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumer’s express authorization.  The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party.  Consumer reporting agencies may not charge a fee for setting up or lifting a freeze.  A violation is a prohibited practice under the Consumer Protection Act.