Credit reports; authorizes consumer to freeze access thereto. (HB897)

Introduced By

Del. Matt Lohr (R-Harrisonburg) with support from 8 copatrons, whose average partisan position is:

Those copatrons are Del. Clay Athey (R-Front Royal), Del. Mark Cole (R-Fredericksburg), Del. Todd Gilbert (R-Woodstock), Del. Jimmie Massie (R-Richmond), Del. Don Merricks (R-Danville), Del. Harvey Morgan (R-Gloucester), Del. Beverly Sherwood (R-Winchester), Sen. John Cosgrove (R-Chesapeake)

Progress

Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Description

Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumers express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may not charge a fee for setting up or lifting a freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »

Status

01/29/2008: Merged into HB1311

History

DateAction
01/08/2008Committee
01/08/2008Prefiled and ordered printed; offered 01/09/08 084455604
01/08/2008Referred to Committee on Commerce and Labor
01/24/2008Impact statement from DPB (HB897)
01/25/2008Assigned C & L sub: 2
01/29/2008Incorporated by Commerce and Labor (HB1311-Byron)