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SB461: Credit reports; authorizes armed services members and spouses to freeze.

Chief Patron

Sen. Mary Margaret Whipple (D-31)

Mary Margaret Whipple (D-31)
Served: 1996–

Progress

Yes Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Status

01/29/2008: In Commerce and Labor Committee

View Entire History

Summary

Credit report security freezes for armed services members.  Authorizes Virginia-domiciled members of the armed services or National Guard and their spouses to freeze access to their credit reports. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumer’s express authorization. The measure provides a means by which the service member or spouse can release his report, permanently, temporarily, or to a specific third party. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act.

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Video

Votes were cast on this bill on the following dates for which Richmond Sunlight has video: 01/09/2008, 01/09/2008, 01/29/2008 and 01/29/2008.

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Bill Text

Related Bills

  • HJ15
    Introduced: November 29, 2007
    Status: Failed to Pass in Committee
    : Consumer credit reports; joint subcommittee to study security freezes thereon.
  • SB325
    Introduced: January 08, 2008
    Status: in subcommittee
    : Credit reports; authorizes armed services members and spouses to freeze.
  • SB576
    Introduced: January 09, 2008
    Status: enacted
    : Credit reports; authorizes consumer to freeze access thereto.
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