Credit reports; consumer authorized to freeze access thereto, penalty. (HB222)

Introduced By

Del. Dwight Jones (D-Richmond)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Identity theft; security freezes; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer no more than $20 for each freeze, removal of the freeze, or temporary lift of the freeze. Violations are punishable as a Class 1 misdemeanor. A person violating the requirements is liable to an injured person for the greater of actual damages or $1,000, and reasonable costs and attorney fees. Read the Bill »


Bill Has Failed


01/03/2006Prefiled and ordered printed; offered 01/11/06 062314364
01/18/2006Assigned to Commerce and Labor sub-committee: Financial Institutions (Dudley)
01/20/2006Fiscal impact statement from DPB (HB222)
01/26/2006Stricken from docket by Commerce and Labor