Credit reports; freezing access thereto, penalty. (HB34)
Introduced By
Del. Bob Tata (R-Virginia Beach)
Progress
✓ |
Introduced |
☐ |
Passed Committee |
☐ |
Passed House |
☐ |
Passed Senate |
☐ |
Signed by Governor |
☐ |
Became Law |
Description
Freezing access to credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »
Outcome
Bill Has Failed
History
Date | Action |
---|---|
12/08/2005 | Prefiled and ordered printed; offered 01/11/06 067058524 |
12/08/2005 | Referred to Committee on Commerce and Labor |
01/18/2006 | Assigned to Commerce and Labor sub-committee: Financial Institutions (Dudley) |
01/19/2006 | Fiscal impact statement from DPB (HB34) |
02/07/2006 | Incorporated by Commerce and Labor (HB1508-Plum) |