Freezing access to credit reports; penalty. (HB4)

Introduced By

Del. Bob Tata (R-Virginia Beach)

Description

Freezing access to credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »

Status

03/28/2024: Introduced