Credit reports; authorizes any consumer to freeze access to his. (HB2681)

Introduced By

Del. Jeff Frederick (R-Woodbridge)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $20 for each freeze, removal of the freeze, or temporary lift of the freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »


Bill Has Failed


01/10/2007Prefiled and ordered printed; offered 01/10/07 077707303
01/10/2007Referred to Committee on Commerce and Labor
01/22/2007Impact statement from DPB (HB2681)