Credit reports; authorizes an individual over age 65 to freeze thereto. (HB2804)

Introduced By

Del. Kathy Byron (R-Lynchburg) with support from co-patrons Del. Lacey Putney (I-Bedford), and Sen. Steve Newman (R-Forest)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Identity theft; security freezes. Authorizes an individual who is over the age of 65 to freeze access to his credit report. If such a person has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the persons express authorization. The measure provides a means by which a consumer can release his report permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a fee not to exceed $20 for each freeze, removal of the freeze, or temporary lift of the freeze. A violation of this measure is a prohibited practice under the Virginia Consumer Protection Act. Read the Bill »


Bill Has Failed


01/10/2007Prefiled and ordered printed; offered 01/10/07 070139256
01/10/2007Referred to Committee on Commerce and Labor