Credit reports; authorizes an individual to freeze access to his. (HB3056)

Introduced By

Del. Vince Callahan (R-McLean)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Credit report security freeze; penalties. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act. Read the Bill »


Bill Has Failed


01/15/2007Presented and ordered printed 070420260
01/15/2007Referred to Committee on Commerce and Labor