Credit reports; authorizes an individual under age of 18 and over 65 to freeze access thereto. (SB946)

Introduced By

Sen. Fred Quayle (R-Suffolk)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Identity theft; security freezes. Authorizes an individual who is under the age of 18, over the age of 65 if living in a nursing facility or other institution, or a veteran to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $10 for each freeze, removal of the freeze, or temporary lift of the freeze. A person violating the requirements is liable to an injured person for the greater of actual damages or $1,000, and reasonable costs and attorney fees. Read the Bill »


Bill Has Failed


01/09/2007Prefiled and ordered printed; offered 01/10/07 079008800
01/09/2007Referred to Committee on Commerce and Labor
02/06/2007Left in Commerce and Labor
02/06/2007Letter sent to the Governor