Credit reports; authorizes consumer to freeze access thereto. (HB607)

Introduced By

Del. Al Eisenberg (D-Arlington)

Progress

Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Description

Freezing access to credit reports. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A consumer reporting agency may charge a fee of no more than $5 for establishing a freeze, removing a freeze, or temporarily lifting a freeze; however, victims of identity theft shall not be charged a fee. Violations are a prohibited practice under the Consumer Protection Act. Read the Bill »

Status

01/29/2008: Merged into HB1311

History

DateAction
01/08/2008Committee
01/08/2008Prefiled and ordered printed; offered 01/09/08 088217496
01/08/2008Referred to Committee on Commerce and Labor
01/16/2008Impact statement from DPB (HB607)
01/25/2008Assigned C & L sub: 2
01/29/2008Incorporated by Commerce and Labor (HB1311-Byron)