Credit reports; authorizes consumer to freeze access thereto. (HB1339)
Introduced By
Del. William Barlow (D-Smithfield)
Progress
✓ |
Introduced |
☐ |
Passed Committee |
☐ |
Passed House |
☐ |
Passed Senate |
☐ |
Signed by Governor |
☐ |
Became Law |
Description
Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumers express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $5 for each freeze, removal of the freeze, or temporary lift of the freeze; however, no charge shall be assessed to victims of identity theft. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »
Status
01/29/2008: Merged into HB1311
History
Date | Action |
---|---|
01/09/2008 | Committee |
01/09/2008 | Prefiled and ordered printed; offered 01/09/08 086354428 |
01/09/2008 | Referred to Committee on Commerce and Labor |
01/16/2008 | Impact statement from DPB (HB1339) |
01/25/2008 | Assigned C & L sub: 2 |
01/29/2008 | Incorporated by Commerce and Labor (HB1311-Byron) |