Credit reports; authorizes consumer to freeze access thereto. (HB1339)

Introduced By

Del. William Barlow (D-Smithfield)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Security freezes on credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report or any information in it without the consumers express authorization. The measure provides a means by which a consumer may release his report, permanently, temporarily, or to a specific third party. Consumer reporting agencies may charge a consumer up to $5 for each freeze, removal of the freeze, or temporary lift of the freeze; however, no charge shall be assessed to victims of identity theft. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »


01/29/2008: Merged into HB1311


01/09/2008Prefiled and ordered printed; offered 01/09/08 086354428
01/09/2008Referred to Committee on Commerce and Labor
01/16/2008Impact statement from DPB (HB1339)
01/25/2008Assigned C & L sub: 2
01/29/2008Incorporated by Commerce and Labor (HB1311-Byron)