Credit reports; authorizes an individual to freeze access thereto. (HB345)

Introduced By

Del. Ken Plum (D-Reston) with support from co-patrons Del. David Bulova (D-Fairfax), Del. Jim Scott (D-Merrifield), and Del. Jim Shuler (D-Blacksburg)

Progress

Introduced
Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law

Description

Credit reports; freezing access. Authorizes an individual to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. Violations are a prohibited practice under the Consumer Protection Act. Read the Bill »

Status

01/29/2008: Merged into HB1311

History

DateAction
01/04/2008Committee
01/04/2008Prefiled and ordered printed; offered 01/09/08 086552684
01/04/2008Referred to Committee on Commerce and Labor
01/14/2008Assigned C & L sub: 2
01/29/2008Incorporated by Commerce and Labor (HB1311-Byron)