Credit reports; authorizes consumer to freeze access thereto. (HB4)

Introduced By

Del. Bob Tata (R-Virginia Beach) with support from 11 copatrons, whose average partisan position is:

Those copatrons are Del. Clay Athey (R-Front Royal), Del. Rob Bell (R-Charlottesville), Del. Mark Cole (R-Fredericksburg), Del. Anne Crockett-Stark (R-Wytheville), Del. Todd Gilbert (R-Woodstock), Del. Scott Lingamfelter (R-Woodbridge), Del. Jimmie Massie (R-Richmond), Del. Don Merricks (R-Danville), Del. Bob Purkey (R-Virginia Beach), Del. Beverly Sherwood (R-Winchester), Sen. John Cosgrove (R-Chesapeake)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Freezing access to credit reports; penalty. Authorizes any consumer to freeze access to his credit report. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which a consumer can release his report, permanently, temporarily, or to a specific third party. Certain disclosures are exempt from the freeze. A violation is a prohibited practice under the Consumer Protection Act. Read the Bill »


01/29/2008: Merged into HB1311


11/19/2007Prefiled and ordered printed; offered 01/09/08 084315748
11/19/2007Referred to Committee on Commerce and Labor
01/14/2008Assigned C & L sub: 2
01/16/2008Impact statement from DPB (HB4)
01/29/2008Incorporated by Commerce and Labor (HB1311-Byron)