Credit reports; authorizes armed services members and spouses to freeze. (SB325)

Introduced By

Sen. Frank Wagner (R-Virginia Beach)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Credit report security freezes for armed services members. Authorizes Virginia-domiciled members of the armed services who are deployed to another country and their spouses to freeze access to their credit reports. If a consumer has placed a freeze on his credit report, a consumer reporting agency is prohibited from releasing the credit report, or any information in it, without the consumers express authorization. The measure provides a means by which the service member or spouse can release his report, permanently, temporarily, or to a specific third party. A consumer reporting agency may not charge a fee for establishing a credit freeze, but may charge a fee of no more than $5 for removing or temporarily lifting a freeze. Violations are a prohibited practice under the Consumer Protection Act. Read the Bill »


02/11/2008: Merged into SB576


01/08/2008Prefiled and ordered printed; offered 01/09/08 084621340
01/08/2008Referred to Committee on Commerce and Labor
01/29/2008Assigned C&L sub: Financial Institutions & Insurance
02/07/2008Impact statement from DPB (SB325)
02/11/2008Incorporated by Commerce and Labor (SB576-Saslaw) (15-Y 0-N) (see vote tally)