Personal information privacy; prohibits sale of credit inquiry information to third parties. (HB2394)

Introduced By

Del. Rob Bell (R-Charlottesville) with support from co-patrons Del. Clay Athey (R-Front Royal), Del. Scott Lingamfelter (R-Woodbridge), and Del. Don Merricks (R-Danville)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Personal information privacy; sale of credit inquiry information. Prohibits credit reporting agencies and other business entities from selling to, or exchanging with, a third party any information regarding a credit inquiry that arose from an individual's application for a residential mortgage loan, without the individual's consent, when the sale or exchange of such information is triggered by an inquiry made in response to an application for credit. The prohibition does not apply to existing mortgagees or to certain information provided in connection with mortgage origination or servicing. Persons aggrieved by a violation may recover damages of $100 per violation, attorney fees, and costs under the Personal Information Privacy Act. Read the Bill »


Bill Has Failed


01/14/2009Prefiled and ordered printed; offered 01/14/09 090780432
01/14/2009Referred to Committee on Commerce and Labor
01/21/2009Assigned C & L sub: 2
01/29/2009Subcommittee recommends striking from the docket by voice vote
02/10/2009Left in Commerce and Labor