Certificates of insurance; unfair insurance trade practices. (SB47)

Introduced By

Sen. John Watkins (R-Midlothian)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Certificates of insurance; property and casualty insurance.  Prohibits any person from (i) issuing or delivering a certificate of insurance that attempts to confer any rights upon a third party beyond what the referenced policy of insurance expressly provides; (ii) knowingly demanding or requiring the issuance of a certificate of insurance from an insurer, insurance producer, or policyholder that contains any false or misleading information concerning the policy; (iii) knowingly preparing or issuing a certificate of insurance that contains any false or misleading information or that purports to affirmatively or negatively alter, amend, or extend the coverage provided by the policy; or (iv) issuing or delivering a certificate of insurance that does not contain a statement regarding such matters. In addition, a certificate of insurance may not represent an insurer's obligation to give notice of cancellation or nonrenewal to a third party unless the giving of the notice is required by the policy. Read the Bill »


Bill Has Passed


01/04/2012Prefiled and ordered printed; offered 01/11/12 12102001D
01/04/2012Referred to Committee on Commerce and Labor
01/16/2012Reported from Commerce and Labor with substitute (16-Y 0-N) (see vote tally)
01/16/2012Committee substitute printed 12104231D-S1
01/18/2012Constitutional reading dispensed (39-Y 0-N) (see vote tally)
01/19/2012Read second time
01/19/2012Reading of substitute waived
01/19/2012Committee substitute agreed to 12104231D-S1
01/19/2012Engrossed by Senate - committee substitute SB47S1
01/20/2012Bills placed in block (39-Y 0-N) (see vote tally)
01/20/2012Read third time and passed Senate (38-Y 0-N) (see vote tally)
01/20/2012Reconsideration of passage agreed to by Senate (39-Y 0-N) (see vote tally)
01/20/2012Passed Senate (39-Y 0-N) (see vote tally)
01/24/2012Impact statement from SCC (SB47S1)
02/13/2012Placed on Calendar
02/13/2012Read first time
02/13/2012Referred to Committee on Commerce and Labor
02/16/2012Reported from Commerce and Labor with amendments (22-Y 0-N) (see vote tally)
02/20/2012Read second time
02/21/2012Engrossed by House as amended SB47
02/21/2012Read third time
02/21/2012Committee amendments agreed to
02/21/2012Engrossed by House as amended
02/21/2012Passed House with amendments BLOCK VOTE (100-Y 0-N)
02/21/2012VOTE: BLOCK VOTE PASSAGE (100-Y 0-N) (see vote tally)
02/23/2012House amendments agreed to by Senate (37-Y 1-N) (see vote tally)
02/28/2012Bill text as passed Senate and House (SB47ER)
02/28/2012Signed by Speaker
02/29/2012Impact statement from SCC (SB47ER)
02/29/2012Signed by President
03/20/2012G Approved by Governor-Chapter 277 (effective 7/1/12)
03/20/2012G Acts of Assembly Chapter text (CHAP0277)


This bill was discussed on the floor of the General Assembly. Below is all of the video that we have of that discussion, 1 clip in all, totaling 1 minute.