Commercial credit reporting; establishes procedure enterprise may request access to report. (HB370)

Introduced By

Sen. Chris Head (R-Roanoke)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Commercial credit reporting. Establishes a procedure through which a commercial enterprise operating in Virginia about whom a commercial credit report has been compiled may request access to view its commercial credit report, at no cost to the subject. The view that is accessed by the subject must consist of the commercial credit report in a format routinely made available to third parties, less any information deemed proprietary to the commercial credit reporting agency. If the report contains an inaccurate statement of fact and the commercial enterprise has exhausted the commercial credit reporting agency's standard means of dispute that are provided without a fee or charge, the agency is required to delete the disputed item from the report or include in the report a notice of the subject's assertion that the statement is inaccurate. A violation is a prohibited practice under the Virginia Consumer Protection Act. Read the Bill »


Bill Has Failed


01/03/2014Prefiled and ordered printed; offered 01/08/14 14102876D
01/03/2014Referred to Committee on Commerce and Labor
01/13/2014Assigned C & L sub: Subcommittee #2
01/23/2014Impact statement from DPB (HB370)
01/28/2014Continued to 2015 in Commerce and Labor