Security freezes; protected consumers, penalties. (HB543)

Introduced By

Del. Eileen Filler-Corn (D-Fairfax Station) with support from co-patrons Del. Dave Albo (R-Springfield), and Sen. Jennifer McClellan (D-Richmond)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Security freezes; protected consumers; penalties. Establishes a procedure by which a protected consumer's representative may request that a consumer reporting agency place a security freeze on the protected consumer's credit report. A protected consumer is an individual resident of the Commonwealth who is (i) younger than age 16 at the time a request for the placement of a security freeze is made or (ii) an incapacitated person for whom a guardian or conservator has been appointed. If a freeze is established for a protected consumer, a consumer reporting agency is prohibited from releasing the protected consumer's credit report, any information derived from it, or any record created for the protected consumer, unless the freeze is removed. A fee of up to $5 may be charged for placing or removing a freeze, except identity theft victims and persons under age 16 for whom the agency has a credit report are not required to pay a fee. Penalties and enforcement mechanisms are identical to those provided for nonprotected consumers under the existing security freeze statute. The measure will become effective January 1, 2015. Read the Bill »


Bill Has Passed


01/06/2014Prefiled and ordered printed; offered 01/08/14 14101745D
01/06/2014Referred to Committee on Commerce and Labor
01/16/2014Assigned C & L sub: Subcommittee #2
01/23/2014Impact statement from DPB (HB543)
01/23/2014Subcommittee recommends reporting with amendment(s) (9-Y 0-N)
01/30/2014Reported from Commerce and Labor with substitute (20-Y 0-N) (see vote tally)
01/30/2014Committee substitute printed 14104013D-H1
02/03/2014Read first time
02/04/2014Read second time
02/04/2014Committee substitute agreed to 14104013D-H1
02/04/2014Engrossed by House - committee substitute HB543H1
02/05/2014Read third time and passed House BLOCK VOTE (95-Y 0-N)
02/05/2014VOTE: BLOCK VOTE PASSAGE (95-Y 0-N) (see vote tally)
02/06/2014Constitutional reading dispensed
02/06/2014Referred to Committee on Commerce and Labor
02/10/2014Impact statement from DPB (HB543H1)
02/24/2014Reported from Commerce and Labor (16-Y 0-N) (see vote tally)
02/26/2014Constitutional reading dispensed (38-Y 0-N)
02/27/2014Read third time
02/27/2014Passed Senate (40-Y 0-N)
03/04/2014Bill text as passed House and Senate (HB543ER)
03/04/2014Signed by Speaker
03/05/2014Impact statement from DPB (HB543ER)
03/07/2014Signed by President
04/04/2014G Approved by Governor-Chapter 570 (effective 1/1/15)
04/04/2014G Acts of Assembly Chapter text (CHAP0570)


This bill was discussed on the floor of the General Assembly. Below is all of the video that we have of that discussion, 1 clip in all, totaling 55 seconds.