Security freezes; protected consumers, penalties. (HB543)
Introduced By
Del. Eileen Filler-Corn (D-Fairfax Station) with support from co-patrons Del. Dave Albo (R-Springfield), and Sen. Jennifer McClellan (D-Richmond)
Progress
✓ |
Introduced |
✓ |
Passed Committee |
✓ |
Passed House |
✓ |
Passed Senate |
✓ |
Signed by Governor |
☐ |
Became Law |
Description
Security freezes; protected consumers; penalties. Establishes a procedure by which a protected consumer's representative may request that a consumer reporting agency place a security freeze on the protected consumer's credit report. A protected consumer is an individual resident of the Commonwealth who is (i) younger than age 16 at the time a request for the placement of a security freeze is made or (ii) an incapacitated person for whom a guardian or conservator has been appointed. If a freeze is established for a protected consumer, a consumer reporting agency is prohibited from releasing the protected consumer's credit report, any information derived from it, or any record created for the protected consumer, unless the freeze is removed. A fee of up to $5 may be charged for placing or removing a freeze, except identity theft victims and persons under age 16 for whom the agency has a credit report are not required to pay a fee. Penalties and enforcement mechanisms are identical to those provided for nonprotected consumers under the existing security freeze statute. The measure will become effective January 1, 2015. Read the Bill »
Outcome
History
Date | Action |
---|---|
01/06/2014 | Committee |
01/06/2014 | Prefiled and ordered printed; offered 01/08/14 14101745D |
01/06/2014 | Referred to Committee on Commerce and Labor |
01/16/2014 | Assigned C & L sub: Subcommittee #2 |
01/23/2014 | Impact statement from DPB (HB543) |
01/23/2014 | Subcommittee recommends reporting with amendment(s) (9-Y 0-N) |
01/30/2014 | Reported from Commerce and Labor with substitute (20-Y 0-N) (see vote tally) |
01/30/2014 | Committee substitute printed 14104013D-H1 |
02/03/2014 | Read first time |
02/04/2014 | Read second time |
02/04/2014 | Committee substitute agreed to 14104013D-H1 |
02/04/2014 | Engrossed by House - committee substitute HB543H1 |
02/05/2014 | Read third time and passed House BLOCK VOTE (95-Y 0-N) |
02/05/2014 | VOTE: BLOCK VOTE PASSAGE (95-Y 0-N) (see vote tally) |
02/06/2014 | Constitutional reading dispensed |
02/06/2014 | Referred to Committee on Commerce and Labor |
02/10/2014 | Impact statement from DPB (HB543H1) |
02/24/2014 | Reported from Commerce and Labor (16-Y 0-N) (see vote tally) |
02/26/2014 | Constitutional reading dispensed (38-Y 0-N) |
02/27/2014 | Read third time |
02/27/2014 | Passed Senate (40-Y 0-N) |
03/04/2014 | Enrolled |
03/04/2014 | Bill text as passed House and Senate (HB543ER) |
03/04/2014 | Signed by Speaker |
03/05/2014 | Impact statement from DPB (HB543ER) |
03/07/2014 | Signed by President |
04/04/2014 | G Approved by Governor-Chapter 570 (effective 1/1/15) |
04/04/2014 | G Acts of Assembly Chapter text (CHAP0570) |