Security freezes; protected consumers, penalties. (HB934)

Introduced By

Sen. Scott Surovell (D-Mount Vernon)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Security freezes; protected consumers; penalties. Establishes a procedure by which a protected consumer's representative may request that a consumer reporting agency place a security freeze on the protected consumer's credit report. A protected consumer is an individual resident of the Commonwealth who is (i) younger than age 16 at the time a request for the placement of a security freeze is made or (ii) an incapacitated person for whom a guardian or conservator has been appointed. If a freeze is established for a protected consumer, a consumer reporting agency is prohibited from releasing the protected consumer's credit report, any information derived from it, or any record created for the protected consumer, unless the freeze is removed. A fee of up to $5 may be charged for placing or removing a freeze, except identity theft victims and persons under age 16 for whom the agency has a credit report are not required to pay a fee. Penalties and enforcement mechanisms are identical to those provided for nonprotected consumers under the existing security freeze statute. The measure will become effective January 1, 2015. Read the Bill »


Bill Has Failed


01/08/2014Prefiled and ordered printed; offered 01/08/14 14100181D
01/08/2014Referred to Committee on Commerce and Labor
01/16/2014Assigned C & L sub: Subcommittee #2
01/23/2014Subcommittee recommends laying on the table
02/12/2014Impact statement from DPB (HB934)
02/12/2014Left in Commerce and Labor