HB446: Motor vehicle insurance policies; discrimination prohibited.

HOUSE BILL NO. 446

Offered January 12, 2022
Prefiled January 11, 2022
A BILL to amend and reenact § 46.2-475 of the Code of Virginia, relating to motor vehicle insurance policies; discrimination prohibited.
Patron-- VanValkenburg

Committee Referral Pending

Be it enacted by the General Assembly of Virginia:

1. That § 46.2-475 of the Code of Virginia is amended and reenacted as follows:

§ 46.2-475. Policy must comply with law; discrimination prohibited.

A. No policy required under this chapter shall be issued or delivered in the Commonwealth unless it complies with §§ 38.2-2218 through 38.2-2225, with all other applicable and not inconsistent laws of the Commonwealth, and with the terms and conditions of this chapter.

B. No policy required under this chapter that uses any of the following characteristics of a driver as factors to calculate auto insurance rates or determine eligibility for a policy shall be issued or delivered in the Commonwealth: education, occupation, employment status, homeownership status, credit score, gender, zip code, census tract, marital status, previous insurer, or previous purchase of insurance.