Motor vehicle insurance; uninsured motor vehicle. (SB754)

Introduced By

Sen. Mark Obenshain (R-Harrisonburg) with support from co-patron Del. Jason Ballard (R-Pearisburg)


Passed Committee
Passed House
Passed Senate
Signed by Governor
Became Law


Motor vehicle insurance; underinsured motor vehicle. Requires any motor vehicle liability insurance policy issued, delivered, or renewed in the Commonwealth after July 1, 2023, to include a specific statement regarding the insurer requirements to provide underinsured motorist coverage that pays any damages due to an insured in addition to any bodily injury or property damage liability that is applicable to the insured's damages. The bill requires that the endorsement or provisions of a motor vehicle liability policy to provide uninsured motorist insurance coverage also provide underinsured motorist insurance coverage with limits that are equal to the uninsured motorist insurance coverage limits. Under the bill, underinsured motorist coverage shall be paid without any credit for the bodily injury and property damage coverage available for payment, unless any named insured elects to reduce any underinsured motorist coverage payments by notifying the insurer. If an injured person is entitled to underinsured motorist coverage under one or more policies wherein a named insured has elected to reduce the underinsured motorist limits by the available bodily injury liability insurance or property damage liability insurance coverage available for payment, any amount available for payment shall be credited against such policies in payment priority established in current law, and where there is more than one such policy entitled to such credit, the credit shall be apportioned pro-rata pursuant to the policies' respective available underinsured motorist coverages. The bill also provides that taxicab operators may fulfill their insurance filing requirement by showing evidence of a certificate of self-insurance. The bill requires, with regard to the self-insurance protection of a taxicab operator, the amount of bodily injury or property damage liability coverage available for payment from any source to be credited against and reduce the amount of protection otherwise available against an underinsured motorist. Read the Bill »


Bill Has Passed


01/21/2022Presented and ordered printed 22104918D
01/21/2022Referred to Committee on Commerce and Labor
01/25/2022Impact statement from SCC (SB754)
01/31/2022Senate committee, floor amendments and substitutes offered
01/31/2022Reported from Commerce and Labor with substitute (15-Y 0-N) (see vote tally)
01/31/2022Committee substitute printed 22105623D-S1
02/02/2022Constitutional reading dispensed (40-Y 0-N) (see vote tally)
02/03/2022Read second time
02/03/2022Reading of substitute waived
02/03/2022Committee substitute agreed to 22105623D-S1
02/03/2022Engrossed by Senate - committee substitute SB754S1
02/04/2022Read third time and passed Senate (37-Y 1-N 1-A) (see vote tally)
02/07/2022Impact statement from SCC (SB754S1)
02/23/2022Placed on Calendar
02/23/2022Read first time
02/23/2022Referred to Committee on Commerce and Energy
03/03/2022Reported from Commerce and Energy (14-Y 8-N) (see vote tally)
03/07/2022Read second time
03/08/2022Passed by for the day
03/09/2022Read third time
03/09/2022Passed House (83-Y 15-N 1-A)
03/09/2022VOTE: Passage (83-Y 15-N 1-A) (see vote tally)
03/11/2022Bill text as passed Senate and House (SB754ER)
03/11/2022Signed by President
03/11/2022Signed by Speaker
03/14/2022Impact statement from SCC (SB754ER)
03/22/2022Enrolled Bill Communicated to Governor on March 22, 2022
03/22/2022G Governor's Action Deadline 11:59 p.m., April 11, 2022
04/11/2022G Approved by Governor-Chapter 308 (effective 7/1/23)
04/11/2022G Acts of Assembly Chapter text (CHAP0308)

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